VERY AFFORDABLE DENTAL INSURANCE

VERY AFFORDABLE DENTAL INSURANCE PLANS

VANSON FINANCIAL is pleased to offer five (5) different and very affordable managed care Dental Discount Insurance Plans serving the NYC, LI, Hudson Valley, New Jersey areas & in Pennsylvania only along the NJ boarder. The rates shown are guaranteed not to increase for a one-year period. The information pack can not be sent electronically. When requesting, please supply your Name and Address so it can be mailed to you.

The CAPDENT (Non-Group) Individual Plans are designed for individuals and their families. Diagnostic and Preventive services are covered in full, and other dental services are covered with minimal copayments that you pay to the dentist. These plans are available in NY and NJ respectively, and have no deductibles, maximums or waiting periods or exclusions for pre-existing conditions. The premium is billed annually.
The CAPDENT GROUP Plans are available to small and large groups on a voluntary basis -- there is no minimum enrollment. The plan covers Diagnostic and Preventive services in full, and covers other services with copayments that represent discounts of 25% to 50% off participating dentist's usual fees. The plan is available in NY and NJ, and has no deductibles, maximums, waiting periods or exclusions for pre-existing conditions. Premiums are billed monthly.
The CAPDENT/PLUS Plan is a point-of-service plan available only in New York that includes allowances for services rendered by any dentist. It is available on a voluntary basis to groups of any size with a minimum enrollment of three. The In-Network option is similar to CAPDent but has lower out-of pocket expenses with a $5 per visit fee. The Out-of-Network option includes a deductible, an annual maximum and requires the use of claims forms for reimbursement. The Out-of-Network option may include waiting periods for prosthetics and orthodontics unless the group has an existing dental plan. Premiums are billed monthly.

Why not suggest that your employer's Benefits Administrator contact us for a full information packet. Or, if you prefer to remain anonymous, give us their name and business address and we will discreetly send them a full information packet.

For larger sized businesses and organizations, there are several additional Dental Coverage options available, including customized Managed Care, Indemnity Coverage and Administrative Services for Self-Funded Plans. Benefits Administrators should contact VANSON FINANCIAL at 631-218-2350 to discuss their specific needs and the plans and options available to meet those needs.

INDIVIDUAL PLANS

CAPDENT (Non-Group) INDIVIDUAL PLAN in NY

PER MEMBER PER YEAR

Single .......................... $159.00

2-Party ........................... 264.00

Family ............................ 350.00

CAPDENT (Non-Group) INDIVIDUAL PLAN in NJ & PA

along NJ Boarder

PER MEMBER PER YEAR

Single .......................... $153.60

Family ............................ 381.00

GROUP PLANS

CAPDENT GROUP PLAN in NY

PER GROUP MEMBER PER MONTH

(NO MINIMUM PARTICIPATION)

Single ............................ 13.25

2-Party ........................... 22.00

Family ............................ 30.00

CAPDENT PLAN in NY, NJ & PA

along NJ Boarder

PER GROUP MEMBER PER MONTH

(NO MINIMUM PARTICIPATION)

Single ............................ 12.80

2-Party ........................... 25.65

Family ............................ 36.65

CAPDENT/PLUS POS PLAN in NY

PER GROUP MEMBER PER MONTH

Single ............................ 22.00

Two-Party ...................... 38.00

Family ............................ 55.00

Minimum underwriting is 3-person group.

- AND -

CAPDENT/PLUS enrollees receive discount

Vision Care Services through the
CO-Health Vision Programä Program participating providers.

to receive more information on the plan(s) of interest.

Please indicate which dental plan you are interested in. We must have your name and address to mail you the info pack.

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